/* Identity: deep navy + brass on cool paper. Type: Bricolage Grotesque (headlines) + Public Sans (body).
   Same module system as PaydayEase: topline, sticky header, photo-less hero band with overlapping card, pill buttons. */
:root{
  --paper:#F6F7F9;--surface:#fff;--surface-2:#EDF0F5;--navy:#0D2037;--navy-2:#143255;
  --ink:#10202F;--ink-2:#4B5868;--line:#DDE2EA;--brand:#1B4F9C;--brand-strong:#133A78;--brand-soft:#DCE8FA;--on-brand:#fff;
  --brass:#C79A3B;--accent:#8A5E0B;--accent-soft:#FAF1DC;--focus:#1D4ED8;
  --shadow:0 1px 2px rgba(13,32,55,.06),0 12px 30px rgba(13,32,55,.1);
  --font-body:'Public Sans',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --font-head:'Bricolage Grotesque','Public Sans',system-ui,sans-serif;
  --s1:4px;--s2:8px;--s3:12px;--s4:16px;--s5:24px;--s6:32px;--s7:48px;--s8:64px;--radius:10px;--radius-lg:18px;--wrap:1180px;--ease:cubic-bezier(.2,.7,.2,1)}
@media (prefers-color-scheme:dark){:root{
  --paper:#0B121C;--surface:#121C2A;--surface-2:#172336;--navy:#070D15;--navy-2:#0E1A2B;--ink:#E9EEF5;--ink-2:#A9B6C8;--line:#243248;
  --brand:#7FAAF0;--brand-strong:#A5C3F6;--brand-soft:#172C4B;--on-brand:#071221;--brass:#E0B65A;--accent:#E0B65A;--accent-soft:#2A2214;--focus:#8AB4FF;
  --shadow:0 1px 2px rgba(0,0,0,.3),0 12px 30px rgba(0,0,0,.35)}}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:88px}
body{margin:0;background:var(--paper);color:var(--ink);font:400 1.0625rem/1.7 var(--font-body);text-rendering:optimizeLegibility}
img,svg{max-width:100%}
a{color:var(--brand);text-underline-offset:.18em;text-decoration-thickness:1px}a:hover{color:var(--brand-strong);text-decoration-thickness:2px}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:4px}
h1,h2,h3{font-family:var(--font-head);font-weight:650;line-height:1.12;letter-spacing:-.02em;margin:0 0 var(--s4);text-wrap:balance}
h1{font-size:clamp(2.1rem,1.3rem + 3vw,3.5rem);font-weight:750;letter-spacing:-.035em;line-height:1.03}
h2{font-size:clamp(1.55rem,1.25rem + 1.1vw,2.05rem);margin-top:var(--s7)}
h3{font-size:1.2rem;margin-top:var(--s6);letter-spacing:-.01em}
p,ul,ol{margin:0 0 var(--s4)}li{margin:.35rem 0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--s4)}@media(min-width:768px){.wrap{padding:0 var(--s5)}}
.i{width:22px;height:22px;flex:none;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.skip{position:absolute;left:-9999px;top:8px;z-index:1000;background:var(--surface);padding:8px 14px;border-radius:6px}.skip:focus{left:8px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 var(--s5);border-radius:999px;border:0;background:var(--brand);color:var(--on-brand);font:600 1rem/1 var(--font-body);text-decoration:none;cursor:pointer;touch-action:manipulation;transition:background-color .15s var(--ease),transform .1s var(--ease)}
.btn:hover{background:var(--brand-strong);color:var(--on-brand)}.btn:active{transform:scale(.98)}
/* header */
.topline{background:var(--surface-2);color:var(--ink-2);font-size:.8125rem;border-bottom:1px solid var(--line)}
.topline .wrap{display:flex;align-items:center;min-height:36px}
.site-header{position:sticky;top:0;z-index:40;background:color-mix(in srgb,var(--paper) 92%,transparent);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.header-row{display:flex;align-items:center;justify-content:space-between;min-height:68px;gap:var(--s4)}
.brand{display:inline-flex;align-items:center;gap:10px;font:700 1.25rem/1 var(--font-head);color:var(--ink);text-decoration:none}.brand:hover{color:var(--ink)}
.logo-mark{width:32px;height:32px}
.nav-toggle{display:inline-flex;align-items:center;gap:6px;min-height:44px;padding:0 12px;background:transparent;color:var(--ink);border:1px solid var(--line);border-radius:8px;font:500 .9375rem var(--font-body);cursor:pointer}
.site-nav{display:none}
.site-nav.open{display:block;position:absolute;left:0;right:0;top:100%;background:var(--surface);border-bottom:1px solid var(--line);box-shadow:var(--shadow);padding:var(--s3) var(--s4) var(--s5)}
.site-nav ul{list-style:none;margin:0;padding:0}
.site-nav li{margin:0}.site-nav li a{display:flex;align-items:center;min-height:48px;color:var(--ink);text-decoration:none;font-weight:500;border-bottom:1px solid var(--line)}
@media(min-width:1100px){.nav-toggle{display:none}
 .site-nav,.site-nav.open{display:block;position:static;background:none;border:0;box-shadow:none;padding:0}
 .site-nav ul{display:flex;gap:var(--s4)}.site-nav li a{min-height:44px;border:0;font-size:.875rem;color:var(--ink-2);white-space:nowrap}.brand{white-space:nowrap}.site-nav li a:hover,.site-nav a[aria-current=page]{color:var(--brand)}}
/* hero */
.hero{background:var(--navy);color:#fff;position:relative;overflow:hidden;padding:var(--s7) 0 calc(var(--s8) + 40px);border-bottom:4px solid var(--brass)}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(700px 360px at 85% 0%,rgba(199,154,59,.22),transparent 70%),radial-gradient(600px 400px at 0% 100%,rgba(60,110,190,.28),transparent 70%)}
.hero-pattern{position:absolute;right:-40px;top:0;bottom:0;width:55%;opacity:.12;pointer-events:none}
.hero .wrap{position:relative}
.hero h1{color:#fff;max-width:16ch}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font:600 .9375rem/1.3 var(--font-body);color:var(--brass);margin-bottom:var(--s4)}
.hero .lede{font-size:1.2rem;color:#CBD6E5;max-width:52ch}
.search{display:flex;gap:8px;margin:var(--s5) 0 var(--s4);max-width:560px;background:#fff;border-radius:999px;padding:6px;box-shadow:var(--shadow)}
.search{width:100%}.search .btn{padding:0 18px;flex:none}
.search input{flex:1;width:0;min-width:0;border:0;background:transparent;font:400 1rem var(--font-body);padding:0 16px;color:#10202F;min-height:44px}
.search input:focus-visible{outline:none}.search:focus-within{outline:3px solid var(--focus)}
.chips{display:flex;flex-wrap:wrap;gap:8px;align-items:center;color:#CBD6E5;font-size:.9rem}
.chips a{color:#fff;text-decoration:none;border:1px solid rgba(255,255,255,.28);border-radius:999px;padding:6px 14px;min-height:36px;display:inline-flex;align-items:center}.chips a:hover{background:rgba(255,255,255,.12);color:#fff}
.hero-grid{display:grid;gap:var(--s6)}
@media(min-width:960px){.hero-grid{grid-template-columns:1.1fr .9fr;gap:var(--s7);align-items:start}}
.situ{background:var(--surface);color:var(--ink);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:var(--s5);border:1px solid var(--line)}
@media(min-width:960px){.situ{margin-bottom:-110px}}
.situ h2{font-size:1.3rem;margin:0 0 var(--s3)}
.situ ul{list-style:none;padding:0;margin:0}.situ li{margin:0;border-top:1px solid var(--line)}
.situ a{display:flex;gap:12px;align-items:center;min-height:56px;color:var(--ink);text-decoration:none;font-weight:500;padding:6px 0}
.situ a:hover{color:var(--brand)}.situ .ic{width:38px;height:38px;border-radius:10px;background:var(--brand-soft);color:var(--brand);display:grid;place-items:center;flex:none}
.situ .go{margin-left:auto;color:var(--ink-2)}
/* sections */
.proof{display:grid;gap:var(--s4);grid-template-columns:repeat(2,1fr);padding:var(--s6) 0 0}
@media(min-width:960px){.proof{grid-template-columns:repeat(4,1fr);padding-right:calc(45% + 24px)}}
.proof div{font-size:.9rem;color:var(--ink-2);line-height:1.35}.proof strong{display:block;font:700 1.7rem/1.1 var(--font-head);color:var(--ink)}
.sec{margin-top:var(--s7)}.sec>h2:first-child{margin-top:0}
.sec-head{display:flex;justify-content:space-between;align-items:end;gap:var(--s4);margin-bottom:var(--s4)}.sec-head h2{margin:0}
.tiles{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--s4)}
.tile{display:flex;flex-direction:column;gap:6px;background:var(--surface);border:1px solid var(--line);padding:var(--s5);text-decoration:none;border-radius:var(--radius-lg);color:var(--ink-2);transition:transform .15s var(--ease),box-shadow .15s var(--ease)}
.tile:hover{transform:translateY(-2px);box-shadow:var(--shadow);color:var(--ink-2)}
.tile .ic{width:44px;height:44px;border-radius:12px;background:var(--brand-soft);color:var(--brand);display:grid;place-items:center;margin-bottom:6px}
.tile strong{font:650 1.15rem var(--font-head);color:var(--ink)}.tile span{font-size:.95rem}.tile em{font-style:normal;color:var(--brand);font-weight:600;font-size:.9rem;margin-top:auto;padding-top:8px}
.cards{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:var(--s4)}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:var(--s5);margin:0;display:flex;flex-direction:column;transition:box-shadow .15s var(--ease)}.card:hover{box-shadow:var(--shadow)}
.card h2,.card h3{font-size:1.2rem;margin:6px 0 8px}.card h2 a,.card h3 a{color:var(--ink);text-decoration:none}.card h3 a:hover,.card h2 a:hover{color:var(--brand)}
.card p{margin:0 0 12px;font-size:.97rem;color:var(--ink-2)}.card .rt{margin-top:auto;font-size:.85rem;color:var(--ink-2)}
.tag{font:600 .85rem/1 var(--font-body);color:var(--accent)}
.band{background:var(--navy);color:#fff;border-radius:var(--radius-lg);padding:var(--s6);margin-top:var(--s7);display:grid;gap:var(--s5)}
@media(min-width:860px){.band{grid-template-columns:1fr 1fr;padding:var(--s7)}}
.band h2{color:#fff;margin:0 0 var(--s3)}.band p{color:#CBD6E5}.band a{color:var(--brass)}
.ticks{list-style:none;padding:0;margin:0;display:grid;gap:var(--s3)}.ticks li{display:flex;gap:12px;align-items:flex-start;margin:0}.ticks .i{color:var(--brass);margin-top:3px;width:20px;height:20px}
/* article */
.crumbs{font-size:.875rem;color:var(--ink-2);margin:var(--s5) 0 var(--s3)}.crumbs a{color:var(--ink-2)}
.art-head{max-width:820px}.art-head h1{font-size:clamp(2rem,1.3rem + 2.4vw,3rem)}
.byline{display:flex;flex-wrap:wrap;gap:8px 16px;align-items:center;font-size:.9rem;color:var(--ink-2);margin:var(--s4) 0 var(--s5)}
.badge{display:inline-flex;align-items:center;gap:6px;background:var(--brand-soft);color:var(--brand-strong);border-radius:999px;padding:4px 12px;font-weight:600;font-size:.85rem;text-decoration:none}
.layout{display:grid;gap:var(--s6)}
@media(min-width:1000px){.layout{grid-template-columns:240px minmax(0,720px);gap:var(--s7)}}
.toc{font-size:.93rem}.toc strong{font:650 1rem var(--font-head);display:block;margin-bottom:8px}.toc ol{list-style:none;padding:0;margin:0;border-left:2px solid var(--line)}.toc li{margin:0}.toc a{display:block;padding:6px 14px;color:var(--ink-2);text-decoration:none}.toc a:hover{color:var(--brand)}
@media(min-width:1000px){.toc{position:sticky;top:92px;align-self:start}}
@media(max-width:999px){.toc{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:var(--s4)}}
.prose .lede{font-size:1.25rem;color:var(--ink);line-height:1.55}
.prose h2{border-top:1px solid var(--line);padding-top:var(--s5);margin-top:var(--s6)}
.prose ul,.prose ol{padding-left:1.3rem}
.notice{background:var(--accent-soft);border:1px solid color-mix(in srgb,var(--brass) 50%,transparent);border-radius:var(--radius);padding:var(--s4) var(--s5);margin:var(--s6) 0;font-size:.95rem}
.ad{margin:var(--s5) 0;min-height:100px;text-align:center}.ad-label{display:block;font-size:.7rem;color:var(--ink-2);margin-bottom:4px}
.faq details{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:0 var(--s4);margin-bottom:10px}
.faq summary{cursor:pointer;min-height:52px;display:flex;align-items:center;font-weight:600;list-style:none;gap:12px}.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";margin-left:auto;font-size:1.4rem;color:var(--brand)}.faq details[open] summary::after{content:"\2212"}.faq details p{margin:0 0 var(--s4);color:var(--ink-2)}
.page-title{padding:var(--s7) 0 var(--s4)}.page-title p{color:var(--ink-2);max-width:60ch;font-size:1.15rem}
.results{margin-top:var(--s5)}
/* footer */
.foot{background:var(--navy);color:#CBD6E5;margin-top:var(--s8);padding:var(--s7) 0 var(--s6);font-size:.93rem}
.foot a{color:#fff}.foot-grid{display:grid;gap:var(--s6)}@media(min-width:860px){.foot-grid{grid-template-columns:1.4fr 1fr 1fr}}
.foot h3{color:#fff;font-size:1rem;margin:0 0 var(--s3)}.foot ul{list-style:none;padding:0;margin:0}.foot li{margin:6px 0}
.disc{border-top:1px solid rgba(255,255,255,.15);margin-top:var(--s6);padding-top:var(--s5)}
@media(prefers-reduced-motion:reduce){*{transition:none!important}}
@media(max-width:600px){body{font-size:1.0625rem}}
/* affiliate box */
.btn-sm{min-height:40px;padding:0 var(--s4);font-size:.9375rem}
.docbox{display:flex;gap:var(--s4);background:var(--surface);border:1px solid var(--line);border-left:4px solid var(--brass);border-radius:var(--radius-lg);padding:var(--s5);margin:var(--s5) 0;box-shadow:var(--shadow)}
.docbox .ic{width:44px;height:44px;border-radius:12px;background:var(--brand-soft);color:var(--brand);display:grid;place-items:center;flex:none}
.docbox strong{font:650 1.15rem var(--font-head);display:block;margin-bottom:4px}.docbox p{font-size:.95rem;color:var(--ink-2);margin:0 0 var(--s3)}
.docbox small{display:block;margin-top:10px;font-size:.78rem;color:var(--ink-2)}
@media(max-width:520px){.docbox{flex-direction:column}}
/* states */
.statelist{list-style:none;padding:0;margin:var(--s4) 0;display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:6px 16px}
.statelist li{margin:0}.statelist a{display:flex;align-items:center;min-height:44px;color:var(--ink);text-decoration:none;border-bottom:1px solid var(--line)}.statelist a:hover{color:var(--brand)}
.tablewrap{overflow-x:auto;margin:var(--s4) 0;border:1px solid var(--line);border-radius:var(--radius);background:var(--surface)}
table.data{width:100%;border-collapse:collapse;font-size:.95rem}
table.data th,table.data td{padding:10px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
table.data thead th{background:var(--surface-2);font-weight:600;position:sticky;top:0}
table.data tbody th{font-weight:600}table.data tr:last-child>*{border-bottom:0}
table.data td:nth-child(n+2){font-variant-numeric:tabular-nums}
.src{font-size:.88rem;color:var(--ink-2);border-left:3px solid var(--brass);padding:4px 0 4px 14px;margin:var(--s4) 0}
@media(min-width:1100px){.site-nav ul{gap:12px}}
/* Fact checked pill (PaydayEase pattern) */
.byline{position:relative}
.verify-badge{position:relative;display:inline-flex}
.vb-btn{display:inline-flex;align-items:center;gap:6px;min-height:32px;padding:3px 14px 3px 8px;border-radius:999px;border:1px solid color-mix(in srgb,#1E8E5A 45%,transparent);background:#E2F6EA;color:#0E5A3D;font:600 .85rem/1 var(--font-body);cursor:pointer}
.vb-btn .vb-seal{color:#1E8E5A;flex:none}
.vb-btn:hover{background:#D3F0DF}
.verify-badge.pending .vb-btn{background:var(--surface-2);border-color:var(--line);color:var(--ink-2)}
.verify-badge.pending .vb-btn .vb-seal{color:var(--ink-2)}
.vb-pop{display:none;position:absolute;left:0;top:100%;z-index:30;width:min(360px,calc(100vw - 32px));padding-top:10px}
.vb-box{display:block;background:var(--surface);color:var(--ink);border:1px solid var(--line);border-radius:12px;padding:var(--s4);box-shadow:0 12px 32px rgba(15,27,45,.28);font-size:.875rem;line-height:1.5;font-weight:400}
.vb-box strong{display:block;font-size:.9375rem;margin-bottom:6px}
.vb-box>span{display:block;color:var(--ink-2)}
.vb-box a{display:inline-block;margin-top:10px;font-weight:600}
.verify-badge:hover .vb-pop,.verify-badge:focus-within .vb-pop,.verify-badge.open .vb-pop{display:block}
@media(prefers-color-scheme:dark){.vb-btn{background:#12301F;color:#8FE0B4;border-color:#2B6B4A}.vb-btn:hover{background:#17402A}.vb-btn .vb-seal{color:#4FCB8B}}
/* Photography (Unsplash) */
.hero{padding:var(--s8) 0 calc(var(--s8) + 70px);isolation:isolate}
.hero-bg{position:absolute;inset:0;z-index:-2}
.hero-bg img{width:100%;height:100%;object-fit:cover;display:block}
.hero::before{z-index:-1;background:linear-gradient(90deg,rgba(7,16,30,.96) 0%,rgba(9,22,40,.88) 42%,rgba(9,22,40,.55) 100%),radial-gradient(700px 360px at 85% 0%,rgba(199,154,59,.20),transparent 70%)}
.hero-pattern{display:none}
.hero h1{font-size:clamp(2.3rem,1.4rem + 3.6vw,4rem);max-width:15ch;text-shadow:0 2px 24px rgba(0,0,0,.35)}
.credit{position:absolute;right:16px;bottom:8px;font-size:.7rem;color:rgba(255,255,255,.7);z-index:2}
.credit a{color:rgba(255,255,255,.8);text-decoration:none}.credit a:hover{color:#fff;text-decoration:underline}
.banner{position:relative;isolation:isolate;overflow:hidden;background:var(--navy);color:#fff;border-bottom:4px solid var(--brass)}
.banner>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.banner::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(7,16,30,.94) 0%,rgba(9,22,40,.82) 55%,rgba(9,22,40,.5) 100%)}
.banner-in{padding-top:var(--s5);padding-bottom:var(--s7);min-height:260px}
.banner h1{color:#fff;margin:var(--s3) 0 var(--s3);max-width:20ch}
.banner p{color:#D5DEEB;font-size:1.15rem;max-width:56ch}
.banner .crumbs,.banner .crumbs a{color:#BFCBDD}
.banner p a{color:var(--brass)}
.tile{padding:0;overflow:hidden;position:relative}
.tile-img{display:block;aspect-ratio:16/9;overflow:hidden;background:var(--surface-2)}
.tile-img img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .5s var(--ease)}
.tile:hover .tile-img img{transform:scale(1.05)}
.tile .ic{position:absolute;top:calc(56.25% * 0 + 12px);left:12px;background:rgba(255,255,255,.94);color:var(--brand);margin:0;box-shadow:0 4px 14px rgba(0,0,0,.2)}
.tile strong,.tile>span:not(.tile-img):not(.ic),.tile em{padding-left:var(--s5);padding-right:var(--s5)}
.tile strong{margin-top:var(--s4)}.tile em{padding-bottom:var(--s5)}
.card-photo{display:block;aspect-ratio:16/9;overflow:hidden;border-radius:12px;margin-bottom:var(--s3)}
.card-photo img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .5s var(--ease)}
.card:hover .card-photo img{transform:scale(1.04)}
.art-photo{margin:var(--s4) 0 0;position:relative;border-radius:var(--radius-lg);overflow:hidden;aspect-ratio:1200/440;background:var(--surface-2)}
.art-photo img{width:100%;height:100%;object-fit:cover;display:block}
.art-photo figcaption{position:absolute;right:12px;bottom:8px;font-size:.7rem;background:rgba(7,16,30,.55);padding:2px 8px;border-radius:999px}
.art-photo figcaption a{color:#fff;text-decoration:none}
.band{position:relative;overflow:hidden}
@media(max-width:700px){.art-photo{aspect-ratio:16/9}.banner-in{min-height:220px}.hero{padding-bottom:var(--s8)}}
@media(prefers-reduced-motion:reduce){.tile-img img,.card-photo img{transition:none}}
/* Header menu v2: Topics dropdown, fewer top-level items */
.site-nav li a,.menu-btn{font-family:var(--font-body)}
.menu-btn{display:none}
.nav-search span{margin-left:6px}
.nav-search{display:flex;align-items:center}
.topics-menu{list-style:none;margin:0;padding:0}
.topics-menu li a{display:flex;align-items:center;gap:12px;min-height:56px;padding:8px 4px;border-bottom:1px solid var(--line);color:var(--ink);text-decoration:none}
.topics-menu .mi{width:36px;height:36px;border-radius:10px;background:var(--brand-soft);color:var(--brand);display:grid;place-items:center;flex:none}
.topics-menu .mt{display:flex;flex-direction:column;line-height:1.25}.topics-menu .mt strong{font-weight:600;font-size:.97rem}.topics-menu .mt small{color:var(--ink-2);font-size:.78rem}
.topics-menu li a[aria-current=page] .mt strong{color:var(--brand)}
.has-menu::before{content:"Topics";display:block;font:600 .78rem var(--font-body);color:var(--ink-2);letter-spacing:.02em;padding:14px 0 2px}
.site-nav a[aria-current=page]{color:var(--brand);font-weight:600}
@media(min-width:960px){
  .nav-toggle{display:none}
  .site-nav,.site-nav.open{display:block;position:static;background:none;border:0;box-shadow:none;padding:0}
  .site-nav>ul{display:flex;align-items:center;gap:2px}
  .site-nav>ul>li>a,.menu-btn{display:inline-flex;align-items:center;gap:6px;min-height:44px;padding:0 14px;border:0;border-radius:999px;background:none;color:var(--ink);font-size:.93rem;font-weight:500;text-decoration:none;cursor:pointer;white-space:nowrap}
  .site-nav>ul>li>a:hover,.menu-btn:hover,.has-menu.open .menu-btn{background:var(--surface-2);color:var(--brand)}
  .has-menu.on .menu-btn{color:var(--brand);font-weight:600}
  .has-menu::before{display:none}
  .has-menu{position:relative}
  .menu-btn .chev{transition:transform .2s var(--ease)}.has-menu.open .chev{transform:rotate(180deg)}
  .nav-search{margin-left:8px;background:var(--brand)!important;color:var(--on-brand)!important;padding:0 18px!important}
  .nav-search:hover{background:var(--brand-strong)!important}
  .topics-menu{display:none;position:absolute;left:0;top:calc(100% + 10px);width:min(620px,92vw);grid-template-columns:1fr 1fr;gap:2px 16px;padding:12px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow);z-index:60}
  .has-menu.open .topics-menu{display:grid}
  .topics-menu li a{border:0;border-radius:10px;padding:10px}
  .topics-menu li a:hover{background:var(--surface-2)}
}
@media(max-width:959px){.site-nav>ul>li>a{min-height:48px}.site-nav.open{max-height:calc(100dvh - 110px);overflow:auto}}
@media(min-width:960px){.topics-menu{left:auto;right:-60px}}
@media(min-width:960px){.header-row{position:relative}.has-menu{position:static}.topics-menu{left:auto;right:16px;top:calc(100% - 6px);width:min(620px,calc(100vw - 32px))}}
/* closed dropdown must beat the legacy .site-nav ul{display:flex} rule at >=1100px */
@media(min-width:960px){.site-nav ul.topics-menu{display:none}.site-nav .has-menu.open ul.topics-menu{display:grid}}
.vehicles{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:var(--s5);margin:var(--s6) 0}.vehicles h2{font-size:1.15rem;margin:0 0 var(--s3);border:0;padding:0}.vehicles ul{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0 0 var(--s3)}.vehicles li{margin:0}.vehicles li a{display:inline-flex;align-items:center;min-height:36px;padding:0 14px;border:1px solid var(--line);border-radius:999px;background:var(--surface-2);color:var(--ink);text-decoration:none;font-size:.9rem}.vehicles li a:hover{border-color:var(--brand);color:var(--brand)}.vehicles p{margin:0;font-size:.9rem}

.hubbox{margin:var(--s4,16px) 0;padding:12px 16px;border-left:4px solid var(--brass,#b08a3e);background:rgba(176,138,62,.08);border-radius:6px;font-size:.95rem}.hubbox a{font-weight:600}

.sec-sub{margin:-8px 0 var(--s4,16px);color:var(--muted,#55606e);max-width:60ch}
.hubgrid{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:12px}
.hubgrid a{display:flex;flex-direction:column;gap:6px;height:100%;padding:16px;border:1px solid rgba(15,30,60,.14);border-radius:10px;background:#fff;text-decoration:none;color:inherit;transition:border-color .15s,box-shadow .15s}
.hubgrid a:hover,.hubgrid a:focus-visible{border-color:var(--brand);box-shadow:0 4px 14px rgba(15,30,60,.1)}
.hubgrid strong{font-size:1rem;line-height:1.3}
.hubgrid span{font-size:.9rem;line-height:1.5;color:#4a5565;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
.hubgrid em{margin-top:auto;font-style:normal;font-size:.85rem;font-weight:600;color:var(--brand);display:flex;align-items:center;gap:4px}
@media (prefers-reduced-motion:reduce){.hubgrid a{transition:none}}

.foot-grid ul{columns:1}.foot li a{display:inline-block;padding:2px 0}
.jump{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 var(--s5,24px)}.jump a{padding:8px 14px;border:1px solid rgba(15,30,60,.18);border-radius:999px;text-decoration:none;font-size:.9rem;background:#fff}.jump a:hover,.jump a:focus-visible{border-color:var(--brand);color:var(--brand)}.sec{scroll-margin-top:80px}

.topics-menu li{display:flex;flex-direction:column}
.topics-menu li a.mh{min-height:0;padding:3px 4px 3px 52px;font-size:.83rem;color:var(--brand);border:0;text-decoration:none}
.topics-menu li a.mh:hover,.topics-menu li a.mh:focus-visible{text-decoration:underline}
.topics-menu li.mall{grid-column:1/-1}.topics-menu li.mall a{justify-content:center;min-height:44px;font-size:.9rem;color:var(--brand);background:var(--surface-2);border-radius:10px;margin-top:6px}
@media(min-width:960px){.topics-menu li a.mh{padding-left:58px}}
.chips.ask button{font:inherit;font-size:.85rem;padding:8px 14px;min-height:40px;border:1px solid rgba(15,30,60,.18);border-radius:999px;background:#fff;color:inherit;cursor:pointer}.chips.ask button:hover,.chips.ask button:focus-visible{border-color:var(--brand);color:var(--brand)}.chips.ask{margin:12px 0}

.ff-btn{position:fixed;right:16px;bottom:16px;z-index:70;display:inline-flex;align-items:center;gap:8px;min-height:48px;padding:0 18px;border:0;border-radius:999px;background:var(--brand);color:#fff;font:600 .93rem var(--font-body,inherit);box-shadow:0 6px 20px rgba(15,30,60,.3);cursor:pointer}
.ff-btn:hover,.ff-btn:focus-visible{background:var(--brand-strong)}
.ff-panel{position:fixed;right:16px;bottom:76px;z-index:70;width:min(360px,calc(100vw - 32px));max-height:min(520px,calc(100vh - 100px));overflow:auto;background:#fff;color:#14213a;border:1px solid rgba(15,30,60,.18);border-radius:14px;box-shadow:0 12px 36px rgba(15,30,60,.28);padding:16px}
.ff-head{display:flex;justify-content:space-between;align-items:center}.ff-x{border:0;background:none;font-size:1.6rem;line-height:1;min-width:44px;min-height:44px;cursor:pointer;color:inherit}
.ff-note{font-size:.82rem;color:#4a5565;margin:4px 0 12px}
.ff-form{display:flex;gap:8px}.ff-form input{flex:1;min-width:0;min-height:44px;padding:0 12px;border:1px solid rgba(15,30,60,.3);border-radius:10px;font:inherit}.ff-form button{min-height:44px;padding:0 16px;border:0;border-radius:10px;background:var(--brand);color:#fff;font-weight:600;cursor:pointer}
.ff-sr{position:absolute;left:-9999px}
.ff-res{list-style:none;padding:0;margin:12px 0 0}.ff-res li{border-top:1px solid rgba(15,30,60,.12)}.ff-res a{display:block;padding:10px 2px;font-weight:600;font-size:.92rem;text-decoration:none;color:var(--brand)}.ff-res em{display:block;font-style:normal;font-size:.72rem;text-transform:uppercase;letter-spacing:.04em;color:#8a6a1f}
.ff-all{display:block;margin-top:10px;font-size:.85rem}
@media (prefers-reduced-motion:no-preference){.ff-panel{animation:ffin .15s ease-out}@keyframes ffin{from{opacity:0;transform:translateY(8px)}}}

/* Browse by area: rail of areas, chips for the filters inside each area */
.browse{display:grid;gap:var(--s5,24px);align-items:start;margin-top:var(--s4,16px)}
.browse[hidden],#static-guides[hidden]{display:none}
.br-rail ul{list-style:none;margin:0;padding:0;display:flex;gap:8px;overflow-x:auto;padding-bottom:6px;scrollbar-width:thin}
.br-area{display:flex;justify-content:space-between;align-items:center;gap:12px;min-height:44px;padding:8px 14px;border:1px solid var(--line,#d9dee6);border-radius:10px;background:var(--surface,#fff);color:var(--ink,#14213a);font:600 .95rem var(--font-body,inherit);white-space:nowrap;cursor:pointer;text-align:left}
.br-area b,.br-chip b{font-weight:600;font-variant-numeric:tabular-nums;color:var(--ink-2,#55606e);font-size:.82em}
.br-area[aria-pressed=true]{background:var(--brand,var(--brand));border-color:var(--brand,var(--brand));color:#fff}
.br-area[aria-pressed=true] b{color:#dbe6f7}
.br-panel h2{margin:0 0 4px;font-size:1.6rem}
.br-blurb{margin:0 0 var(--s4,16px);color:var(--ink-2,#55606e);max-width:60ch}
.br-chips{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:var(--s4,16px)}
.br-chip{min-height:40px;padding:6px 14px;border:1px solid var(--line,#d9dee6);border-radius:8px;background:var(--surface,#fff);color:var(--ink,#14213a);font:500 .9rem var(--font-body,inherit);cursor:pointer}
.br-chip[aria-pressed=true]{background:var(--brand-soft,#e7eefb);border-color:var(--brand,var(--brand));color:var(--brand,var(--brand));font-weight:600}
.br-area:focus-visible,.br-chip:focus-visible,.br-find input:focus-visible,.br-clear:focus-visible{outline:3px solid #e0a82e;outline-offset:2px}
.br-area:hover:not([aria-pressed=true]),.br-chip:hover:not([aria-pressed=true]){border-color:var(--brand,var(--brand))}
.br-pin{display:flex;flex-direction:column;gap:2px;margin-bottom:var(--s4,16px);padding:14px 16px;border-left:4px solid var(--brass,#b08a3e);background:rgba(176,138,62,.1);border-radius:6px;text-decoration:none;color:inherit}
.br-pin span{font-size:.85rem;color:var(--ink-2,#55606e)}.br-pin strong{font-size:1.05rem;color:var(--brand,var(--brand))}
.br-pin:hover strong{text-decoration:underline}
.br-find{display:block;margin-bottom:8px}.br-find span{display:block;font-size:.85rem;color:var(--ink-2,#55606e);margin-bottom:4px}
.br-find input{width:100%;max-width:420px;min-height:44px;padding:0 12px;border:1px solid var(--line,#c4ccd8);border-radius:8px;font:inherit;background:var(--surface,#fff);color:inherit}
.br-count{margin:8px 0 var(--s3,12px);font-size:.88rem;color:var(--ink-2,#55606e)}
.br-list{list-style:none;margin:0;padding:0;border-top:1px solid var(--line,#d9dee6)}
.br-list li{border-bottom:1px solid var(--line,#d9dee6)}
.br-list li a{display:grid;gap:2px;padding:14px 4px;text-decoration:none;color:inherit}
.br-list li a strong{font-size:1rem;color:var(--ink,#14213a)}
.br-list li a span:not(.br-tag){font-size:.9rem;color:var(--ink-2,#55606e);max-width:70ch;line-height:1.5}
.br-list li a:hover strong,.br-list li a:focus-visible strong{color:var(--brand,var(--brand));text-decoration:underline}
.br-tag{justify-self:start;margin-top:4px;padding:2px 8px;border-radius:6px;background:var(--surface-2,#eef2f7);color:var(--ink-2,#44505f);font-size:.78rem}
.br-empty{padding:16px 4px}.br-clear{border:0;background:none;color:var(--brand,var(--brand));font:inherit;text-decoration:underline;cursor:pointer;padding:0}
@media(min-width:860px){.browse{grid-template-columns:250px minmax(0,1fr)}.br-rail{position:sticky;top:88px;max-height:calc(100vh - 104px);overflow-y:auto;overscroll-behavior:contain}.br-rail ul{flex-direction:column;overflow:visible}.br-area{width:100%;white-space:normal}.br-panel h2{font-size:2rem}}
@media(prefers-reduced-motion:no-preference){.br-area,.br-chip{transition:background .15s,border-color .15s,color .15s}}
@media(max-width:859px){.browse{grid-template-columns:minmax(0,1fr)}}.browse>*{min-width:0}.br-chips{max-width:100%}

/* Home: browse by area */
.areas{list-style:none;margin:0;padding:0;display:grid;gap:14px;grid-template-columns:repeat(auto-fill,minmax(270px,1fr))}
.area{display:flex;flex-direction:column;border:1px solid var(--line,#d9dee6);border-radius:12px;background:var(--surface,#fff);overflow:hidden}
.area-main{display:grid;grid-template-columns:40px 1fr;column-gap:12px;row-gap:2px;padding:16px 16px 10px;text-decoration:none;color:inherit;align-items:center}
.area-main .ic{grid-row:1;width:40px;height:40px;border-radius:10px;background:var(--brand-soft,#e7eefb);color:var(--brand,var(--brand));display:grid;place-items:center}
.area-main strong{font-family:var(--font-display,inherit);font-size:1.1rem;line-height:1.25}
.area-blurb{grid-column:1/-1;margin-top:8px;font-size:.9rem;line-height:1.5;color:var(--ink-2,#55606e)}
.area-main em{grid-column:1/-1;margin-top:6px;font-style:normal;font-size:.82rem;font-weight:600;color:var(--brand,var(--brand));font-variant-numeric:tabular-nums}
.area-main:hover strong,.area-main:focus-visible strong{text-decoration:underline}
.area-subs{list-style:none;margin:auto 0 0;padding:8px 16px 14px;display:flex;flex-wrap:wrap;gap:6px;border-top:1px solid var(--line,#e3e8ef)}
.area-subs a{display:inline-block;padding:4px 10px;border-radius:6px;background:var(--surface-2,#eef2f7);color:var(--ink,#14213a);font-size:.82rem;text-decoration:none}
.area-subs a:hover,.area-subs a:focus-visible{background:var(--brand-soft,#e7eefb);color:var(--brand,var(--brand))}
@media(min-width:960px){.site-nav ul.topics-menu{max-height:calc(100vh - 110px);overflow-y:auto;overscroll-behavior:contain}.topics-menu li a.mh{padding-top:2px;padding-bottom:2px}.topics-menu li a:not(.mh){min-height:48px}}

/* Law theme: deep navy hero, warm ivory paper, antique gold accent, serif headings over a clean sans body. Previous green theme saved in _backup-deep-before-cleanup/style.css.green.bak */
:root{
  --paper:#FAF8F3;--surface:#fff;--surface-2:#F1EEE6;--navy:#0B1B33;--navy-2:#13294B;
  --ink:#14202E;--ink-2:#4D5663;--line:#E2DCCD;--brand:#1C355E;--brand-strong:#102445;--brand-soft:#E6ECF5;--on-brand:#fff;
  --brass:#C9A24B;--accent:#102445;--accent-soft:#F5EDD8;--focus:#0B6FD1;
  --shadow:0 1px 2px rgba(15,27,45,.06),0 12px 30px rgba(15,27,45,.1);
  --font-body:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --font-head:'Source Serif 4',Georgia,'Times New Roman',serif}
@media (prefers-color-scheme:dark){:root{
  --paper:#0C1522;--surface:#111D2E;--surface-2:#172336;--navy:#070D15;--navy-2:#0E1A2B;--ink:#E9EEF5;--ink-2:#A9B6C8;--line:#243248;
  --brand:#8FB0E8;--brand-strong:#A5C3F6;--brand-soft:#172C4B;--on-brand:#071221;--brass:#C9A24B;--accent:#C9A24B;--accent-soft:#2A2214;--focus:#7DB8FF;
  --shadow:0 1px 2px rgba(0,0,0,.3),0 12px 30px rgba(0,0,0,.35)}}
h1,h2,h3{font-weight:600;letter-spacing:-.012em}
h1{font-weight:700;letter-spacing:-.018em}
.brand,.tile strong,.card h2,.card h3,.proof strong,.docbox strong,.toc strong{font-family:var(--font-head)}
.hero{border-bottom:0}
.hero::before{background:linear-gradient(90deg,rgba(8,20,40,.97) 0%,rgba(11,27,51,.9) 45%,rgba(11,27,51,.55) 100%)}
.hero h1 span.hl{color:var(--brass)}
.hero .lede{color:#D5DCE8}
.eyebrow{color:var(--brass)}
.btn{font-weight:700}
.band a{color:var(--brass)}
.situ .go{color:var(--brand)}
/* mint tray holding the area cards */
.tray{background:#ECE7DA;border-radius:28px;padding:var(--s6) var(--s4) var(--s5);margin-top:var(--s7)}
@media(min-width:768px){.tray{padding:var(--s7) var(--s6) var(--s6)}}
@media(prefers-color-scheme:dark){.tray{background:#101C2E}}
.tray .sec{margin-top:0}
.tray .sec-head h2{margin-top:0}
.area{border:0;border-radius:16px;box-shadow:0 1px 2px rgba(15,27,45,.08);position:relative;transition:box-shadow .15s}
.area:hover{box-shadow:0 6px 18px rgba(15,27,45,.16)}
.area-main{padding-right:44px}
.area-main::after{content:"";position:absolute;top:18px;right:16px;width:14px;height:14px;border-top:2px solid var(--brand);border-right:2px solid var(--brand);transform:rotate(0deg);clip-path:none}
.area-main .ic{border-radius:12px}
.area-subs{border-top:0;padding-top:0}
.area-subs a{background:var(--surface-2);border-radius:999px}
@media(prefers-reduced-motion:reduce){.area{transition:none}}.area-main::after{width:18px;height:18px;border:0;background:var(--brand);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns=%27http://www.w3.org/2000/svg%27 viewBox=%270 0 24 24%27 fill=%27none%27 stroke=%27black%27 stroke-width=%272.4%27 stroke-linecap=%27round%27 stroke-linejoin=%27round%27%3E%3Cpath d=%27M7 17L17 7M8 7h9v9%27/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns=%27http://www.w3.org/2000/svg%27 viewBox=%270 0 24 24%27 fill=%27none%27 stroke=%27black%27 stroke-width=%272.4%27 stroke-linecap=%27round%27 stroke-linejoin=%27round%27%3E%3Cpath d=%27M7 17L17 7M8 7h9v9%27/%3E%3C/svg%3E") center/contain no-repeat;top:18px;right:16px}

/* Area cards, illustration style: one centered card per area, like a catalog tile */
.areas{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
@media(min-width:760px){.areas{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}}
@media(min-width:1100px){.areas{grid-template-columns:repeat(5,minmax(0,1fr))}}
.area{display:block;border:1px solid transparent;border-radius:14px;background:var(--surface);box-shadow:0 1px 2px rgba(15,27,45,.08);overflow:visible;transition:border-color .15s,box-shadow .15s}
.area:hover,.area:focus-within{border-color:var(--brand);box-shadow:0 6px 18px rgba(15,27,45,.14)}
.area-card{position:relative;display:flex;flex-direction:column;align-items:center;text-align:center;gap:6px;height:100%;padding:18px 14px 20px;text-decoration:none;color:var(--ink)}
.area-card:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:14px}
.area-card .il{width:96px;height:76px;margin-bottom:6px}
.area-card strong{font-size:1.05rem;line-height:1.25;font-weight:700}
.area:hover .area-card strong,.area-card:focus-visible strong{color:var(--brand)}
.area-card .area-blurb{display:block;margin:0;font-size:.88rem;line-height:1.45;color:var(--ink-2)}
.area-card::after{content:"";position:absolute;top:12px;right:12px;width:16px;height:16px;background:var(--ink-2);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns=%27http://www.w3.org/2000/svg%27 viewBox=%270 0 24 24%27 fill=%27none%27 stroke=%27black%27 stroke-width=%272.4%27 stroke-linecap=%27round%27 stroke-linejoin=%27round%27%3E%3Cpath d=%27M7 17L17 7M8 7h9v9%27/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns=%27http://www.w3.org/2000/svg%27 viewBox=%270 0 24 24%27 fill=%27none%27 stroke=%27black%27 stroke-width=%272.4%27 stroke-linecap=%27round%27 stroke-linejoin=%27round%27%3E%3Cpath d=%27M7 17L17 7M8 7h9v9%27/%3E%3C/svg%3E") center/contain no-repeat}
.area:hover .area-card::after{background:var(--brand)}
.il .g{fill:var(--brand)}.il .gl{fill:#C9D5EA}.il .lime{fill:#C9A24B}.il .n{fill:#DDE2EA}.il .d{fill:#14202E}.il .w{fill:#fff}
@media(prefers-color-scheme:dark){.il .gl{fill:#2F4B7A}.il .n{fill:#3A4A62}.il .d{fill:#D5DCE8}.il .w{fill:#101C2E}}
.jump-l{align-self:center;font-size:.88rem;color:var(--ink-2);margin-right:4px}
.area-card .il{width:112px;height:88px}@media(max-width:759px){.area-card{padding:14px 10px 16px}.area-card .il{width:84px;height:66px}.area-card strong{font-size:.98rem}.area-card .area-blurb{font-size:.82rem}}

/* State tiles: navy monogram, serif name, one real fact, gold hover. Tray has a header and a live filter. */
.tray-states{background:linear-gradient(180deg,#F1ECE0 0%,#ECE7DA 100%);border:1px solid #E2DCCD;box-shadow:inset 0 1px 0 rgba(255,255,255,.7),0 18px 40px -24px rgba(11,27,51,.35);padding:var(--s5) var(--s4) var(--s5)}
@media(min-width:768px){.tray-states{padding:var(--s6) var(--s6) var(--s6)}}
.tray-head{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:var(--s4);margin:0 0 var(--s5);padding-bottom:var(--s4);border-bottom:1px solid rgba(11,27,51,.12)}
.tray-title strong{display:block;font:600 1.45rem/1.2 var(--font-head);color:var(--ink);letter-spacing:-.01em}
.tray-title span{display:block;margin-top:2px;font-size:.9rem;color:var(--ink-2)}
.stfilter{position:relative;display:block;width:100%;max-width:340px}
.stfilter .vh{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.stfilter input{width:100%;min-height:48px;padding:0 16px 0 44px;border:1px solid #D9D2C0;border-radius:999px;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%234D5663' stroke-width='2' stroke-linecap='round'%3E%3Ccircle cx='11' cy='11' r='7'/%3E%3Cpath d='M20 20l-3.5-3.5'/%3E%3C/svg%3E") 16px 50%/18px no-repeat;color:var(--ink);font:500 1rem var(--font-body);box-shadow:0 1px 2px rgba(11,27,51,.06)}
.stfilter input:focus{outline:0;border-color:var(--brand);box-shadow:0 0 0 3px rgba(28,53,94,.18)}
.stfilter input::placeholder{color:#7A8493}
.statelist{grid-template-columns:repeat(auto-fill,minmax(236px,1fr));gap:12px;margin:0}
.statelist li[hidden]{display:none}
.statelist a{position:relative;display:flex;align-items:center;gap:12px;min-height:68px;padding:10px 34px 10px 12px;border:1px solid rgba(11,27,51,.06);border-radius:14px;background:var(--surface);box-shadow:0 1px 2px rgba(11,27,51,.06);color:var(--ink);text-decoration:none;transition:transform .18s,border-color .18s,box-shadow .18s}
.statelist a:hover,.statelist a:focus-visible{transform:translateY(-2px);border-color:var(--brass);box-shadow:0 14px 28px -14px rgba(11,27,51,.35)}
.statelist a:focus-visible{outline:3px solid var(--focus);outline-offset:2px}
.statelist .st{flex:none;display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:linear-gradient(160deg,var(--navy-2),var(--navy));color:#F3E7C8;font:700 .8rem/1 var(--font-body);letter-spacing:.04em;box-shadow:0 0 0 2px #fff,0 0 0 3px rgba(201,162,75,.65);transition:background .18s,color .18s}
.statelist a:hover .st,.statelist a:focus-visible .st{background:var(--brass);color:var(--navy)}
.statelist .nm{min-width:0;display:flex;flex-direction:column;gap:2px}
.statelist .nm b{font:600 1.02rem/1.2 var(--font-head);letter-spacing:-.005em;overflow-wrap:break-word;hyphens:manual}
.statelist .nm small{font-size:.78rem;line-height:1.3;color:var(--ink-2)}
.statelist .go{position:absolute;right:14px;top:50%;width:16px;height:16px;margin-top:-8px;background:var(--brand);opacity:0;transform:translateX(-4px);transition:opacity .18s,transform .18s;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E") center/contain no-repeat}
.statelist a:hover .go,.statelist a:focus-visible .go{opacity:1;transform:none}
.st-empty{margin:var(--s5) 0 0;text-align:center;color:var(--ink-2)}
@media(max-width:519px){.statelist{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.statelist a{min-height:64px;padding:8px 10px;gap:8px}.statelist .st{width:36px;height:36px;font-size:.72rem}.statelist .nm b{font-size:.94rem}.statelist .go{display:none}}
@media(prefers-color-scheme:dark){.tray-states{background:linear-gradient(180deg,#111E31 0%,#0F1A2B 100%);border-color:#1E2D45;box-shadow:inset 0 1px 0 rgba(255,255,255,.04)}.tray-head{border-bottom-color:rgba(255,255,255,.1)}.stfilter input{background-color:#0C1522;border-color:#26364F;color:var(--ink)}.statelist a{border-color:rgba(255,255,255,.06)}.statelist .st{box-shadow:0 0 0 2px #111D2E,0 0 0 3px rgba(212,176,99,.6)}}
@media(prefers-reduced-motion:reduce){.statelist a,.statelist .go,.statelist .st{transition:none}.statelist a:hover{transform:none}}
.tray-flush{margin-top:var(--s4)}
.tray .cards{margin:0}.tray .cards .card{border:0;box-shadow:0 1px 2px rgba(15,27,45,.08)}
.tray .cards .card:hover{box-shadow:0 6px 18px rgba(15,27,45,.14)}
.banner{border-bottom:0}.banner::after{background:linear-gradient(90deg,rgba(8,20,40,.96) 0%,rgba(11,27,51,.86) 55%,rgba(11,27,51,.5) 100%)}.banner p{color:#D5DCE8}.banner .crumbs,.banner .crumbs a{color:#C5E3D3}.banner p a{color:var(--brass)}

/* State hub: tile-grid map, populous row, region groups */
.st-intro{display:grid;gap:var(--s5);margin:0 0 var(--s5)}
@media(min-width:900px){.st-intro{grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);align-items:start;gap:var(--s6)}}
.st-mapbox{display:none}
@media(min-width:640px){.st-mapbox{display:block}}
.stmap{display:grid;grid-template-columns:repeat(11,minmax(0,1fr));gap:5px}
.stmap .mp{--rc:#1C355E;aspect-ratio:1;display:grid;place-items:center;border-radius:9px;background:#fff;color:var(--navy);font:700 clamp(.62rem,1.05vw,.8rem)/1 var(--font-body);letter-spacing:.03em;text-decoration:none;border:1px solid rgba(11,27,51,.08);border-top:4px solid var(--rc);box-shadow:0 1px 2px rgba(11,27,51,.06);transition:transform .16s,background .16s,color .16s,box-shadow .16s,opacity .16s}
.stmap .mp:hover,.stmap .mp:focus-visible{background:var(--navy);color:#F3E7C8;border-color:var(--navy);border-top-color:var(--brass);transform:translateY(-2px);box-shadow:0 12px 22px -12px rgba(11,27,51,.5)}
.stmap .mp:focus-visible{outline:3px solid var(--focus);outline-offset:2px}
.stmap .mp.dim{opacity:.16;pointer-events:none}
.stmap .mp[data-region=northeast],.sw[data-region=northeast]{--rc:#1C355E}.stmap .mp[data-region=midwest],.sw[data-region=midwest]{--rc:#C9A24B}.stmap .mp[data-region=south],.sw[data-region=south]{--rc:#6F86AD}.stmap .mp[data-region=west],.sw[data-region=west]{--rc:#5B7F95}
.st-legend{list-style:none;display:flex;flex-wrap:wrap;gap:6px 18px;margin:var(--s4) 0 0;padding:0;font-size:.85rem;color:var(--ink-2)}
.st-legend li{margin:0;display:flex;align-items:center}
.sw{display:inline-block;width:12px;height:12px;border-radius:4px;margin-right:8px;background:var(--rc);flex:none}
.st-note{margin:8px 0 0;font-size:.82rem;color:var(--ink-2)}
.st-pop h3,.st-region h3{font:600 1.2rem/1.2 var(--font-head);margin:0}
.st-sub{margin:4px 0 var(--s4);font-size:.88rem;color:var(--ink-2)}
.st-pop[hidden],.st-region[hidden]{display:none}
.st-region{margin-top:var(--s6)}
.st-region h3{display:flex;align-items:center;padding-bottom:var(--s3);margin-bottom:var(--s4);border-bottom:1px solid rgba(11,27,51,.1)}
.st-region h3 span{margin-left:10px;padding:2px 9px;border-radius:999px;background:rgba(11,27,51,.07);font:600 .78rem/1.4 var(--font-body);color:var(--ink-2)}
@media(prefers-color-scheme:dark){.stmap .mp{background:#111D2E;color:#E9EEF5;border-color:rgba(255,255,255,.08);border-top-color:var(--rc)}.stmap .mp:hover,.stmap .mp:focus-visible{background:#E9EEF5;color:#0B1B33;border-top-color:var(--brass)}.stmap .mp[data-region=northeast],.sw[data-region=northeast]{--rc:#8FB0E8}.st-region h3{border-bottom-color:rgba(255,255,255,.1)}.st-region h3 span{background:rgba(255,255,255,.08)}}
@media(prefers-reduced-motion:reduce){.stmap .mp{transition:none}.stmap .mp:hover{transform:none}}

.statelist-pop{grid-template-columns:repeat(auto-fill,minmax(212px,1fr))}
@media(max-width:519px){.statelist-pop{grid-template-columns:repeat(2,minmax(0,1fr))}}
.statelist-pop a{padding-right:26px}.statelist-pop .go{right:8px}.statelist-pop .nm small{font-size:.74rem}
@media(max-width:519px){.statelist .nm small+small{display:none}.statelist-pop a{padding-right:10px}.statelist .nm b{font-size:.92rem}}
@media(max-width:519px){.statelist a{padding:8px;gap:7px}.statelist .st{width:30px;height:30px;font-size:.62rem;box-shadow:0 0 0 2px var(--surface),0 0 0 3px rgba(201,162,75,.55)}.statelist .nm b{font-size:.86rem;overflow-wrap:normal}.statelist .nm small{font-size:.72rem}}

/* Home link in the main menu */
.site-nav .nav-home{display:flex;align-items:center;gap:8px}
.site-nav .nav-home .i{flex:none}

/* UI pass 2026-11-04: collapsible footer and table of contents on phones, larger tap targets, search chips */
.foot-d summary{list-style:none;color:#fff;font:600 1rem/1.3 var(--font-head);margin:0 0 var(--s3);cursor:default}
.foot-d summary::-webkit-details-marker{display:none}
.foot-d summary::after{content:"";display:none}
.foot-d[open] summary{margin-bottom:var(--s3)}
@media(max-width:719px){
  .foot-col{border-bottom:1px solid rgba(255,255,255,.12)}
  .foot-d summary{display:flex;align-items:center;justify-content:space-between;min-height:52px;margin:0;cursor:pointer}
  .foot-d summary::after{display:block;width:18px;height:18px;background:#C9A24B;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") center/contain no-repeat;transition:transform .18s}
  .foot-d[open] summary::after{transform:rotate(180deg)}
  .foot-d ul{padding-bottom:var(--s3)}
  .foot li{margin:0}.foot li a{display:flex;align-items:center;min-height:44px;padding:0}
  .foot-grid{gap:var(--s4)}
}
@media(min-width:720px){.foot-d summary{pointer-events:none}}
.toc-d summary{list-style:none;font:650 1rem var(--font-head);cursor:pointer;display:flex;align-items:center;justify-content:space-between;min-height:44px}
.toc-d summary::-webkit-details-marker{display:none}
.toc-d summary::after{content:"";width:18px;height:18px;background:var(--ink-2);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") center/contain no-repeat;transition:transform .18s}
.toc-d[open] summary::after{transform:rotate(180deg)}
.toc-d[open] summary{margin-bottom:8px}
@media(min-width:1000px){.toc-d summary{pointer-events:none;min-height:0}.toc-d summary::after{display:none}.toc-d ol{max-height:calc(100vh - 150px);overflow-y:auto;overscroll-behavior:contain}}
@media(max-width:999px){.toc{padding:0 var(--s4)}.toc-d:not([open]) summary{padding:0}}
.topline a{display:inline-flex;align-items:center;min-height:32px}
@media(max-width:719px){.topline a{min-height:44px}.jump a,.try button,.try a{min-height:44px;display:inline-flex;align-items:center}}
/* Search page "Try:" chips were light-on-white (inherited the hero chip color) */
.chips.ask{color:var(--ink-2)}
.chips.ask button{background:var(--surface);color:var(--ink);border-color:var(--line);min-height:44px}
.chips.ask button:hover,.chips.ask button:focus-visible{background:var(--brand-soft);border-color:var(--brand);color:var(--brand-strong)}

/* Calculators */
.tool{margin:var(--s5) 0 var(--s6);padding:var(--s5);background:var(--surface);border:1px solid var(--line);border-top:4px solid var(--brass);border-radius:var(--radius-lg,16px);box-shadow:var(--shadow)}
.tool-grid{display:grid;gap:var(--s4);align-items:end}
@media(min-width:720px){.tool-grid{grid-template-columns:1fr 1fr auto}}
.tool-f{display:flex;flex-direction:column;gap:6px;font-weight:600;font-size:.92rem;color:var(--ink)}
.tool-f select,.tool-f input{min-height:48px;padding:0 14px;border:1px solid var(--line);border-radius:10px;background:var(--surface);color:var(--ink);font:500 1rem var(--font-body)}
.tool-f select:focus,.tool-f input:focus{outline:0;border-color:var(--brand);box-shadow:0 0 0 3px rgba(28,53,94,.18)}
.tool-go{min-height:48px}
.tool-out{margin-top:var(--s5);padding:var(--s4) var(--s5);background:var(--brand-soft);border-radius:12px;border-left:4px solid var(--brand)}
.tool-out.warn{background:var(--accent-soft);border-left-color:var(--brass)}
.tool-out strong{display:block;font:600 1.3rem/1.3 var(--font-head);margin-bottom:6px;color:var(--ink)}
.tool-out p{margin:6px 0 0;font-size:.95rem;color:var(--ink-2)}
.tool-out[hidden]{display:none}
.tool-ns{margin:var(--s4) 0 0;color:var(--ink-2)}