Being served with a lawsuit is stressful, but the most important thing is to respond on time. If you do nothing, the court can enter a default judgment against you.
Read the papers
The summons says who is suing you, which court, and how long you have to respond, often 20 to 30 days. The complaint explains what they claim and what they want. Note the case number and the court address.
What to do
- Mark the response deadline on your calendar.
- Confirm that you were properly served and that you are the right defendant.
- Gather documents related to the claim.
- File a written answer or the court's required response by the deadline. Many courts offer forms.
- Consider contacting an attorney or legal aid.
- Attend every hearing.
What not to do
- Do not ignore the papers.
- Do not rely on the other side's promise that you do not need to respond.
- Do not destroy documents.
- Do not discuss the case on social media.
Your options
You can defend the case, negotiate a settlement, or in some cases ask the court to dismiss it. Insurance may cover the claim, so notify your insurer promptly if the lawsuit involves something your policy might cover.
Frequently asked questions
Can I be served by mail or email?
It depends on state rules. Many require personal delivery or specific methods.
What if I missed the deadline?
Act quickly. You may be able to ask the court to set aside a default if you have a good reason.