Unemployment insurance is generally meant for people who lose jobs through no fault of their own. Quitting usually disqualifies you, but exceptions exist if you left for a reason your state treats as good cause.
The general rule
Most states deny benefits if you quit without good cause connected to the work. The definition of good cause varies by state, and the agency decides based on the facts and evidence you provide.
Reasons that may qualify
- Unsafe or unlawful working conditions.
- A significant cut in pay or hours or a major change in job duties.
- Harassment or discrimination that your employer failed to fix.
- Not being paid on time.
- Leaving to follow a military spouse or to escape domestic violence, in many states.
- Serious health reasons, with documentation.
How to build your case
- Raise the problem with your employer in writing before you leave, if possible, and keep copies.
- Document dates, names and what happened.
- Gather medical notes or police reports if relevant.
- Answer the agency's questions fully and truthfully when you apply.
- Appeal quickly if you are denied. See our unemployment appeals guide.
Constructive discharge
If conditions are so bad that a reasonable person would feel forced to quit, the law may treat the resignation like a firing. This is hard to prove, so keep thorough records and consider speaking with an employment attorney.
Frequently asked questions
Do I get benefits if I am fired?
Usually yes unless you were fired for misconduct as your state defines it.
Do I have to look for work?
Most states require you to be able, available and actively looking for work.